IVF clinics providing affordable IVF:
  low-cost IVF, IVF refund, IVF financing

This web page contains a list of dozens of organizations providing IVF financial options for infertility treatment, to help you lower/manage your costs using:

  1. IVF refund - money-back guarantees or refunds
  2. IVF financing - low-cost loans for IVF treatment
  3. low-cost IVF - includes IVF treatment in other countries

Entire United States | Arizona | California - Northern | California - Southern | Colorado | Delaware | Florida | Georgia | Hawaii | Illinois | Indiana | Kansas | Kentucky | Louisiana | Maryland | Michigan | Missouri | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Virginia | Washington, D.C. | West Virginia

Entire United States (and International)

  • ARC Fertility
    (Nationwide locations)
    Nation’s largest network of top fertility specialists offering discounted treatment packages, fertility medications, and financing, making IVF more affordable and accessible to all patients.     
     
  • Center for Fertility and Gynecology (CFG)
    (Los Angeles, California)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.      
     
  • WINFertilityRx
    (Nationwide locations)
    Financing options that help pay for your fertility drugs and treatment over time. Affordable payment terms, simple application with no impact on your credit score.   

Arizona (AZ)

  • Bloom Reproductive Institute - ARC Network Member
    (Scottsdale and Gilbert)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.     
     
  • Center for Fertility and Gynecology (CFG)
    (located in Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.        
     
  • Fertility Treatment Center  - ARC Network Member
    (Tempe)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.    

California - Northern (CA)

  • Center for Fertility and Gynecology (CFG)
    (located in Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.      
     
  • Northern California Fertility Medical Center (NCFMC) - ARC Network Member
    (Roseville and Sacramento)
    Established in 1992 and staffed by three board certified reproductive endocrinology specialists.     
     
  • UCSF Center for Reproductive Health - ARC Network Member
    (two locations in San Francisco)
    A compassionate and innovative program staffed by a diverse interdisciplinary team that has expertise from some of the top programs in the country.     

California - Southern (CA)

  • Center for Fertility and Gynecology (CFG)
    (Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.      
     
  • California Center for Reproductive Health - ARC Network Member
    (Encino, West Hollywood, Santa Monica, Valencia and Oxnard)
    A boutique practice with exceptionally personalized service.       
     
  • CARE Fertility - ARC Network Member
    (Upland, Rancho Cucamonga, Glendale and Arcadia)
    Committed to using cutting edge reproductive technology to provide patients with innovative solutions.    
     
  • Southern California Reproductive Center - ARC Network Member
    (Bakersfield, Beverly Hills, Burbank, Glendale, Lancaster, Santa Barbara, Valencia, Ventura)
    Has been helping people pursue and attain their dream of parenthood for over 20 years.     

Colorado (CO)

  • Shady Grove Fertility
    (located in Colorado Springs and Denver)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available. 

Delaware (DE)

  • Delaware Institute for Reproductive Medicine (DIRM)  - ARC Network Member
    (Newark and Milford)
    A leading Infertility & IVF Center specializing in State of the ART treatment for all aspects of male and female infertility.
     
  • Shady Grove Fertility
    (located in Colorado, Florida, Georgia, Maryland, New York, Pennsylvania, Texs, Virginia, and Washington, DC)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.

Florida (FL)

  • The IVF Center (formerly Fertility C.A.R.E.)
    (Orlando area)
    Orlando IVF/infertility specialists providing the highest quality fertility care in a compassionate setting. We’ve helped hundreds of couples realize their dreams through alternative methods.   
     
  • Fertility and IVF Center of Miami  - ARC Network Member
    (Miami Beach and Miramar)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.      
     
  • Shady Grove Fertility
    (Tampa, Brandon, St. Petersburg, and Wesley Chapel)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.        

Georgia (GA)

  • Emory Reproductive Center - ARC Network Member
    (Atlanta)
    Emory Reproductive Center features internationally known physicians who are leading experts in complex infertility and endocrine problems with excellent IVF success rates.    
     
  • Piedmont Reproductive Endocrinology Group (PREG)
    (located in North Carolina and South Carolina)
    Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.    
     
  • Shady Grove Fertility
    (Atlanta-Northside, Alpharetta, Buckhead-Piedmont, Marietta)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.        

Hawaii (HI)

  • Fertility Institute of Hawaii - ARC Network Member
    (Honolulu, Kailua, Hilo and Wailuku)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

Illinois (IL)

  • Chicago IVF - ARC Network Member
    (Naperville, Orland Park, St. Charles, Lincolnwood)
    Ensuring every patient’s comfort while achieving optimal success rates is our highest priority. We're setting the standard for IVF care.

Indiana (IN)

  • Chicago IVF - ARC Network Member
    (Valparaiso and Munster)
    Ensuring every patient’s comfort while achieving optimal success rates is our highest priority. We're setting the standard for IVF care. 

Kansas (KS)

  • Midwest Reproductive Center - ARC Network Member
    (Olathe and North Kansas City)
    Providing a full range of diagnostic testing and treatment of infertility and reproductive endocrine disorders. They're known for the personalized attention given to every patient. 

Kentucky (KY)

  • Fertility & Endocrine Associates - ARC Network Member
    (Olathe and North Kansas City)
    (Louisville)
    A private practice that offers full range of reproductive services and offers surgery treatments for complex cases like endometriosis, Polycystic Ovarian Syndrome and the like. 

Louisiana (LA)

  • Fertility Institute of New Orleans - ARC Network Member
    (Mandeville, Metairie, Baton Rouge and New Orleans)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

Maryland (MD)

  • Shady Grove Fertility
    (Annapolis, Baltimore, Columbia, Frederick, Glen Burnie, Hagerstown, Rockville, Salisbury, Towson, Waldorf)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.

Michigan (MI)

  • Michigan Reproductive Medicine - ARC Network Member
    (Bloomfield Hills)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

Missouri (MO)

New Jersey (NJ)

  • Reproductive Medicine Associates of New Jersey - ARC Network Member
    (Basking Ridge, Eatontown, Englewood, Morristown, Somerset, West Orange, Allentown, Freetown, Hamilton, Marlton and Springfield)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

New Mexico (NM)

  • The Fertility Center of New Mexico - ARC Network Member
    (Albuquerque)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

New York (NY)

  • Reproductive Medicine Associates of New York - ARC Network Member
    (New York City, Downtown, Westside, Brooklyn, Westchester, Long Island and Cornwall)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.   
      
  • Shady Grove Fertility
    (New York City, Brooklyn, and Long Island)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.
     
  • The New York Fertility Center - ARC Network Member
    (New York City and Flushing)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.   

North Carolina (NC)

  • Duke Fertility Center - ARC Network Member
    This practice not only offers state-of-the-art care in all areas of assisted reproduction but also believes in patient education to help them make educated decisions.
     
  • Piedmont Reproductive Endocrinology Group (PREG)
    (Asheville)
    Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.
     
  • Shady Grove Fertility
    (Raleigh)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.
     

North Dakota (ND)

  • Sanford Reproductive Medicine Institute - Fargo - ARC Network Member
    (Fargo)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

Ohio (OH)

  • Cleveland Clinic - ARC Network Member
    (Beachwood, Avon, Cleeland, Solon, Strongsville and Twinsburg)|
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 
     
  • University Hospitals Fertility Center - ARC Network Member
    (Beachwood, Cleveland and Westlake)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

Oregon (OR)

  • Center for Fertility and Gynecology (CFG)
    (located in Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
     
  • OHSU Fertility Consultants - ARC Network Member
    (Portland)
    University Fertility Consultants offers comprehensive fertility services. Our team is committed to providing high quality, cost-effective care to individuals and couples wanting to become parents.   

Pennsylvania (PA)

  • Center for Fertility and Reproductive Endocrinology - ARC Network Member
    (Pittsburgh, Butler, Hermitage, Johnstown, McMurray, Cranberry Township, Erie, Somerset and Youngstown)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.     
     
  • Penn Fertility Care - ARC Network Member
    (Philadelphia and Radnor)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.     
     
  • Penn State Hershey Medical Center, Reproductive Endocrinology and Infertility - ARC Network Member
    (Hershey)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.    
     
  • Shady Grove Fertility
    (Chesterbrook, Lancaster, Mechanicsburg/Harrisburg, Philadelphia - Center City, Warrington)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.     

Rhode Island (RI)

  • Women & Infants Fertility Center - ARC Network Member
    (Providence and East Greenwich)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 

South Carolina (SC)

South Dakota (SD)

  • Sanford Health Fertility and Reproductive MedicineARC Network Member
    (Sioux Falls)
    South Dakota's only Board Certified Reproductive Endocrinologist and Embryology team providing comprehensive infertility services including: IVF, Artificial Insemination, and ICSI in a personalized supportive environment.

Tennessee (TN)

Texas (TX)

  • DFW Fertility Associates - ARC Network Member
    (Dallas and Southlake)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.  
       
  • Fertility Center of San Antonio
    (San Antonio)
    Successful office-based IVF program offers package discount plans, refund plans, and financing payment options for treatment, surgery and medications. Si habla Español.
      
  • Shady Grove Fertility
    (Beaumont, Webster and Houston)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.
     
  • Texas Fertility Center - ARC Network Member
    (Austin, Round Rock, San Antonio, North Austin and South Austin)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients.       

Virginia (VA)

  • Dominion Fertility - ARC Network Member
    (Arlington, Fairfax and Bethesda)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 
     
  • Shady Grove Fertility
    (Arlington, Dulles-Aldie, Fair Oaks, Fairfax, Fredericksburg, Leesburg, Norfolk, Richmond-Henrico Doctors’ Hospital-Forest, Richmond-Stony Point, Woodbridge)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.

Washington D.C.

  • Dominion Fertility - ARC Network Member
    (Washington DC)
    Looking for fertility solutions? We offer discounted treatment packages, fertility medications, and financing... making IVF more affordable and accessible to all patients. 
     
  • Shady Grove Fertility
    (K Street, Sibley Hospital)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.

West Virginia (WV)

  • Shady Grove Fertility
    (located in Colorado, Florida, Georgia, Maryland, New York, Pennsylvania, Texas, Virginia, and Washington, DC)
    IVF 100% Refund if you don't deliver a baby. Approximately 90% of patients have insurance for their initial consultation. Experience you can trust. Financing available.