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Organizations Providing
IVF Financial Options

This web page contains a list of dozens of organizations providing IVF financial options for infertility treatment, to help you lower/manage your costs using:

1. IVF refund - money-back guarantees or refunds
2. IVF financing - low-cost loans for IVF treatment
3. low-cost IVF - includes IVF treatment in other countries

Entire United States | Arizona | Arkansas | California - Northern | California - Southern | Connecticut | Colorado | Delaware | Florida | Georgia | Hawaii | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Missouri | Nebraska | New Jersey | New Mexico | New York | North Carolina |  Ohio | Oklahoma | Oregon | Pennsylvania | South Carolina | South Dakota | Tennessee | Texas | Virginia | Washington | Washington, D.C. | West Virginia | Wisconsin

Entire United States (and International)

• Sher Institutes for Reproductive Medicine (SIRM)
  (Nationwide locations)
  Discount IVF plans for teachers, military, first responders, limited income couples. Multi-cycle package plans. Financing options available. Leading edge treatment, renowned fertility doctors. www.HAVEABABY.com (866)-HAVE-A-BABY.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Nationwide locations)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (Los Angeles, California)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
   
• San Diego Fertility Center
  (San Diego, California)
  State-of-the-art fertility center offers up to 100% refund if you don't have a baby. Drs. Hummel and Kettel also have other attractive financial plans available.

Arizona (AZ)

• Advanced Fertility Care
  (Scottsdale & Tempe)
  Full-service fertility center with state-of-the-art lab. Excellent success rates and personalized care. 3-Attempt 100% money-back guarantee on IVF & donor eggs, financing options available.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Glendale, Mesa, Phoenix, Scottsdale, Tempe and Tucson)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.

Arkansas (AR)

• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

California - Northern (CA)

• Alta Bates In Vitro Fertilization Program
  (San Francisco Bay Area)
  Offering affordable, transparent pricing with a sliding scale for IVF and cost-sharing for donor eggs. Financing through MedicalFinancing.com. No gimmicks. For information call (510) 649-0440.
   
• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
   
• Reproductive Science Center of the San Francisco Bay Area
  (San Ramon, Orinda, and San Jose)
  Maximize chance of success with IVF through a 6-cycle treatment package, while minimizing financial risk with fixed-cost treatment and a refund if treatment unsuccessful.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Greenbrae, Los Gatos, Napa, Palo Alto, San Francisco, San Jose, San Ramon and Sonoma)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

California - Southern (CA)

• Pacific Reproductive Center
  (Torrance, Glendale, Irvine and Corona)
  Full-service fertility center with state-of-the-art labs and excellent success rates. PRC provides personalized care with affordable treatment packages, 3-attempt money-back guarantee and low income discounts.
   
• San Diego Fertility Center
  (San Diego)
  State-of-the-art fertility center offers up to 100% refund if you don't have a baby. Drs. Hummel and Kettel also have other attractive financial plans available.
   
• San Diego Fertility Specialist - Jeff Rakoff, MD
  (San Diego)
  For IVF, we offer full or partial refunds, or multi-cycle discount options. Thirty years experience. Schedule an appointment, see if you are a good candidate.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Beverly Hills, Lancaster, Los Angeles, Santa Barbara, Santa Monica, Valencia, and Ventura)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.

Colorado (CO)

• Advanced Reproductive Care, Inc. (ARC®)
  (Aurora and Colorado Springs)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Connecticut (CT)

• Advanced Reproductive Care, Inc. (ARC®)
  (New Haven)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Reproductive Medicine Associates of CT (RMACT)
  (Stamford, Norwalk and Danbury)
  We’ll work with you to make your fertility journey as stress-free as possible, including finding financial solutions. Offering a variety of financing and payment plans.

Delaware (DE)

• Shady Grove Fertility Centers
  (located in Maryland, Virginia, and District of Columbia)
  IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Florida (FL)

• South Florida Institute for Reproductive Medicine
  (Miami and Pembroke Pines )
  Our team of board certified specialists provides a warm, personal, approach to create family one at a time, making dreams come true.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Brandon, Clearwater, Miami, Orlando, Naples, Palm Beach, Pembroke Pines and Tampa)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Fertility C.A.R.E.
  (Orlando area)
  Board Certified infertility specialists providing refund options on treatment packages and affordable monthly payment programs through a simple application process.

Georgia (GA)

• Piedmont Reproductive Endocrinology Group (PREG)
  (located in North Carolina and South Carolina)
  Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Alpharetta, Atlanta, Fayetteville, and Lawrenceville)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Advanced Reproductive Concepts
  formerly called Affordable IVF Center
  (located in Charlotte metro, North Carolina)
  IVF center in Charlotte metro area. Excellent pregnancy rates at very reasonable prices. Currently offering discounts on all packages: single cycle, refund and multi-cycle.

Hawaii (HI)

• Advanced Reproductive Care, Inc. (ARC®)
  (Honolulu and Kailua)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

Illinois (IL)

• Advanced Fertility Center of Chicago
  (Gurnee and Crystal Lake)
  Infertility, IVF and donor egg program with excellent success rates. Various pricing options available, including risk-sharing and 100% refund plans. We treat patients from out-of-area.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Chicago)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Indiana (IN)

• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Iowa (IA)

• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Kansas (KS)

• Advanced Reproductive Care, Inc. (ARC®)
  (Olathe and Overland Park)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Kentucky (KY)

• Advanced Reproductive Care, Inc. (ARC®)
  (Louisville)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Louisiana (LA)

• Advanced Reproductive Care, Inc. (ARC®)
  (Alexandria, Baton Rouge, Lafayette, Lake Charles, Mandeville, and Metairie)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

Maine (ME)

• Advanced Reproductive Care, Inc. (ARC®)
  (Bangor, Lewiston and Portland)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

Maryland (MD)

• Fertility Center of Maryland
  (Towson and Bel Air)
  Affordable treatment packages for IVF, ICSI and donor egg, including a 6-cycle 100% patient refund program. Excellent pregnancy rates since our opening in 1992.
   
• Shady Grove Fertility Centers
  (Rockville, Annapolis, Frederick, Columbia and Baltimore)
  IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Massachusetts (MA)

• Advanced Reproductive Care, Inc. (ARC®)
  (Brookline, MetroWest/Framingham, Mt. Auburn/Cambridge, Quincy, Waltham, and Worcester)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

Michigan (MI)

• Advanced Reproductive Care, Inc. (ARC®)
  (Rochester and Southfield)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Minnesota (MN)

• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Missouri (MO)

• Advanced Reproductive Care, Inc. (ARC®)
  (North Kansas City, O'Fallon, and St. Louis)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (St. Louis)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Nebraska (NE)

• Advanced Reproductive Care, Inc. (ARC®)
  (Omaha)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

New Jersey (NJ)

• Advanced Reproductive Care, Inc. (ARC®)
  (Eatontown, Egg Harbor, Englewood, Hasbrouck Heights, Hoboken, Marlton, Montclair, Morristown, Sewell, Somerset, Summit, Toms River and West Orange)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

New Mexico (NM)

• Advanced Reproductive Care, Inc. (ARC®)
  (Albuquerque)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.

New York (NY)

• Advanced Reproductive Care, Inc. (ARC®)
  (Brooklyn, Cornwall, Garden City, New York City, Staten Island and White Planes)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Reproductive Medicine Associates of CT (RMACT)
  (Rye and Fishkill)
  We’ll work with you to make your fertility journey as stress-free as possible, including finding financial solutions. Offering a variety of financing and payment plans.

North Carolina (NC)

• Piedmont Reproductive Endocrinology Group (PREG)
  (Asheville)
  Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Durham)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Advanced Reproductive Concepts
  formerly called Affordable IVF Center
  (Charlotte metro)
  IVF center in Charlotte metro area. Excellent pregnancy rates at very reasonable prices. Currently offering discounts on all packages: single cycle, refund and multi-cycle.

Ohio (OH)

• Advanced Reproductive Care, Inc. (ARC®)
  (Beachwood, Cincinnati, Cleveland, Solon, Strongsville, Twinsburg and Westlake)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Oklahoma (OK)

• Advanced Reproductive Care, Inc. (ARC®)
  (Oklahoma City and Tulsa)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Oregon (OR)

• Advanced Reproductive Care, Inc. (ARC®)
  (Eugene and Portland)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.

Pennsylvania (PA)

• Advanced Reproductive Care, Inc. (ARC®)
  (Bethel Park, Blue Bell, Butler, Hermitage, Johnstown, Langhorn, Philadelphia, Pittsburg, Radnor, Sellersville, Sewickley, Wexford  and Willow Grove)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Shady Grove Fertility Centers
  (located in Maryland, Virginia, and District of Columbia)
  IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

South Carolina (SC)

• Advanced Reproductive Care, Inc. (ARC®)
  (West Columbia)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Piedmont Reproductive Endocrinology Group (PREG)
  (Greenville)
  Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.

South Dakota (SD)

• Advanced Reproductive Care, Inc. (ARC®)
  (Sioux Falls)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.

Tennessee (TN)

• Advanced Reproductive Care, Inc. (ARC®)
  (Nashville)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Piedmont Reproductive Endocrinology Group (PREG)
  (located in North Carolina and South Carolina)
  Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Texas (TX)

• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.
   
• Advanced Reproductive Care, Inc. (ARC®)
  (Austin, Beaumont, Dallas, Ft. Worth, Houston, Katy, Round Rock, San Antonio, Sugar Land and Webster)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
   
• Fertility Center of San Antonio
  (San Antonio)
  Successful office-based IVF program offers package discount plans, refund plans, and financing payment options for treatment, surgery and medications. Si habla Español.
   
• North Houston Center for Reproductive Medicine
  (The Woodlands and Kingwood)
  Offering IVF Pledge Program: no doctors’ fees for second IVF cycle. Also lower cost mini-IVF, a 3-cycle IVF Refund option and other available financing resources.

Virginia (VA)

• Advanced Reproductive Care, Inc. (ARC®)
  (Arlington, Loudon and Reston)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• Shady Grove Fertility Centers
  (Annandale, Fair Oaks, and Leesburg)
  IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Washington (WA)

• Center for Fertility and Gynecology (CFG)
  (located in Los Angeles metro)
  IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.

Washington D.C.

• Advanced Reproductive Care, Inc. (ARC®)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information..
   
• Shady Grove Fertility Centers
  (Midtown DC)
  IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

West Virginia (WV)

• Shady Grove Fertility Centers
  (located in Maryland, Virginia, and District of Columbia)
  IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Wisconsin (WI)

• Advanced Reproductive Care, Inc. (ARC®)
  (Milwaukee)
  Looking for fertility solutions? ARC is the nation’s largest network of fertility specialists providing affordable treatment packages with refund guarantee options. Call 1-888-990-2727 for information.
   
• The Infertility Center of St. Louis
  (located in St. Louis, Missouri)
  Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.
   

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