IVF clinics providing affordable IVF:
  low-cost IVF, IVF refund, IVF financing

This web page contains a list of dozens of organizations providing IVF financial options for infertility treatment, to help you lower/manage your costs using:

  1. IVF refund - money-back guarantees or refunds
  2. IVF financing - low-cost loans for IVF treatment
  3. low-cost IVF - includes IVF treatment in other countries

Entire United States | Arizona | Arkansas | California - Northern | California - Southern | Connecticut | Colorado | Delaware | Florida | Georgia | Illinois | Indiana | Iowa | Kansas | Kentucky | Maryland | Michigan | Minnesota | Missouri | Nebraska | New York | North CarolinaOhio | Oklahoma | Oregon | Pennsylvania | South CarolinaTennessee | Texas | Virginia | Washington, D.C. | West Virginia | Wisconsin

Entire United States (and International)

  • Center for Fertility and Gynecology (CFG)
    (Los Angeles, California)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.  
     
  • HRC Fertility
    (CA locations: Encino, Fullerton, Laguna Hills, Newport Beach, Oceanside, Pasadena, Rancho Cucamonga, Westlake Village, West Los Angeles)
    Through our trusted partner, CapexMD, offering financial counseling and financing programs for infertility treatments; providing simplified, affordable IVF treatment options including discounts for military personnel.
     
  • San Diego Fertility Center
    (San Diego, California)
    State-of-the-art fertility center offers up to 100% refund if you don't have a baby. Drs. Hummel and Kettel also have other attractive financial plans available. 
     
  • Sher Institutes for Reproductive Medicine (SIRM)
    (Nationwide locations)
    Discount IVF plans for teachers, military, first responders, limited income couples. Multi-cycle package plans. Financing options available. Leading edge treatment, renowned fertility doctors. www.HAVEABABY.com (866)-HAVE-A-BABY.  
     
  • WINFertilityRx
    (Nationwide locations)
    Financing options that help pay for your fertility drugs and treatment over time. Affordable payment terms, simple application with no impact on your credit score.
     
  • ARC Fertility
    (Nationwide locations)
    Nation’s largest network of top fertility specialists offering discounted treatment packages, fertility medications, and financing, making IVF more affordable and accessible to all patients.  

Arizona (AZ)

  • Advanced Fertility Care
    (Glendale, Scottsdale, Tempe and Tucson)
    Full-service fertility center with state-of-the-art lab. Excellent success rates and personalized care. Bring your family home with AFC.
     
  • Center for Fertility and Gynecology (CFG)
    (located in Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
     
  • Pacific Fertility Center - Los Angeles
    (located in Los Angeles and Glendale, California)
    Provides state-of-the-art treatment for patients suffering from infertility from all over the world. Pioneers of the IVF refund plan. Contact us today for free consultation.  

Arkansas (AR)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

California - Northern (CA)

  • UCSF Center for Reproductive Health - ARC Network Member
    (two locations in San Francisco)
    A compassionate and innovative program staffed by a diverse interdisciplinary team that has expertise from some of the top programs in the country.
     
  • Center for Fertility and Gynecology (CFG)
    (located in Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
     
  • Northern California Fertility Medical Center (NCFMC) - ARC Network Member
    (Roseville and Sacramento)
    Established in 1992 and staffed by three board certified reproductive endocrinology specialists.
     
  • Pacific Fertility Center - Los Angeles
    (located in Los Angeles and Glendale)
    Provides state-of-the-art treatment for patients suffering from infertility from all over the world. Pioneers of the IVF refund plan. Contact us today for free consultation.  
     
  • PAMF - Fertility Physicians of Northern California - ARC Network Member
    (San Jose and Fremont )
    You will receive exceptional care from the experienced and renowned physicians at PAMF Fertility. 

California - Southern (CA)

  • CARE Fertility - ARC Network Member
    (Upland, Rancho Cucamonga, Glendale and Arcadia)
    Committed to using cutting edge reproductive technology to provide patients with innovative solutions. 
     
  • HRC Fertility
    (Encino, Fullerton, Laguna Hills, Newport Beach, Oceanside, Pasadena, Rancho Cucamonga, Westlake Village, West Los Angeles)
    Through our trusted partner, CapexMD, offering financial counseling and financing programs for infertility treatments; providing simplified, affordable IVF treatment options including discounts for military personnel.  
     
  • Pacific Fertility Center - Los Angeles
    (Los Angeles and Glendale)
    Provides state-of-the-art treatment for patients suffering from infertility from all over the world. Pioneers of the IVF refund plan. Contact us today for free consultation.  
     
  • San Diego Fertility Center
    (San Diego)
    State-of-the-art fertility center offers up to 100% refund if you don't have a baby. Drs. Hummel and Kettel also have other attractive financial plans available. 
     
  • Southern California Reproductive Center - ARC Network Member
    (Bakersfield, Beverly Hills, Burbank, Glendale, Lancaster, Santa Barbara, Valencia, Ventura)
    Has been helping people pursue and attain their dream of parenthood for over 20 years.
     
  • West Coast Women’s Reproductive Center - ARC Network Member
    (Sherman Oaks)
    A team of women who truly care about getting to know you and understand your individual needs.
     
  • Center for Fertility and Gynecology (CFG)
    (Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
     
  • California Center for Reproductive Health - ARC Network Member
    (Encino, West Hollywood, Santa Monica, Valencia and Oxnard)
    A boutique practice with exceptionally personalized service. 

Colorado (CO)

  • Advanced Reproductive Medicine, University of Colorado - ARC Network Member
    (Denver and Colorado Springs)
    Specializing in the evaluation and treatment of infertility and reproductive disorders.
     
  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Connecticut (CT)

  • Reproductive Medicine Associates of CT (RMACT)
    (Stamford, Norwalk, Danbury and Trumbull)
    We’ll work with you to make your fertility journey as stress-free as possible, including finding financial solutions. Offering a variety of financing and payment plans.

Delaware (DE)

  • Delaware Institute for Reproductive Medicine (DIRM)  - ARC Network Member
    (Newark and Milford)
    A leading Infertility & IVF Center specializing in State of the ART treatment for all aspects of male and female infertility.
     
  • Reproductive Associates of Delaware - ARC Network Member
    (Wilmington, Newark and Dover)
    Since 1995, has been providing state-of-the-art fertility care to the Mid-Atlantic area.
     
  • Shady Grove Fertility
    (located in Maryland, Pennsylvania, Virginia, and District of Columbia)
    IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Florida (FL)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.
     
  • Fertility C.A.R.E.
    (Orlando area)
    Board Certified infertility specialists providing refund options on treatment packages and affordable monthly payment programs through a simple application process.
     
  • IVFMD South Florida Institute for Reproductive Medicine
    (Miami, Cooper City, Boca Raton, Jupiter and Naples)
    Our team of board certified specialists provides a warm, personal, approach to create family one at a time, making dreams come true.
     
  • Pacific Fertility Center - Los Angeles
    (located in Los Angeles and Glendale, California)
    Provides state-of-the-art treatment for patients suffering from infertility from all over the world. Pioneers of the IVF refund plan. Contact us today for free consultation.    

Georgia (GA)

  • Piedmont Reproductive Endocrinology Group (PREG)
    (located in North Carolina and South Carolina)
    Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.
     
  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Illinois (IL)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Indiana (IN)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Iowa (IA)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Kansas (KS)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Kentucky (KY)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Maryland (MD)

  • Fertility Center of Maryland
    (Towson and Bel Air)
    Affordable treatment packages for IVF, ICSI and donor egg, including a 6-cycle 100% patient refund program. Excellent pregnancy rates since our opening in 1992.
     
  • Shady Grove Fertility
    (Annapolis, Baltimore, Bel Air, Columbia, Frederick, Glen Burnie, Hagerstown, Rockville, Salisbury, Towson, Waldorf)
    IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Michigan (MI)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Minnesota (MN)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Missouri (MO)

  • The Infertility Center of St. Louis
    (St. Louis)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Nebraska (NE)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

New York (NY)

  • Reproductive Medicine Associates of CT (RMACT)
    (Poughkeepsie)
    We’ll work with you to make your fertility journey as stress-free as possible, including finding financial solutions. Offering a variety of financing and payment plans.

North Carolina (NC)

Ohio (OH)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Oklahoma (OK)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Oregon (OR)

  • Center for Fertility and Gynecology (CFG)
    (located in Los Angeles metro)
    IVF low cost programs - available for the first time from a premier IVF center. Significant savings for all age groups through affordable multicycle programs.
     
  • Pacific Fertility Center - Los Angeles
    (located in Los Angeles and Glendale, California)
    Provides state-of-the-art treatment for patients suffering from infertility from all over the world. Pioneers of the IVF refund plan. Contact us today for free consultation.  

Pennsylvania (PA)

  • Shady Grove Fertility
    (Bala Cynwyd, Chesterbrook, Harrisburg - Camp Hill, Reading)
    IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

South Carolina (SC)

Tennessee (TN)

  • Piedmont Reproductive Endocrinology Group (PREG)
    (located in North Carolina and South Carolina)
    Affordable IVF with a Refund Plan. PREG is dedicated to helping you achieve your dreams of having a baby. Call for more information.
     
  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.

Texas (TX)

  • Fertility Center of San Antonio
    (San Antonio)
    Successful office-based IVF program offers package discount plans, refund plans, and financing payment options for treatment, surgery and medications. Si habla Español.
     
  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.  

Virginia (VA)

  • Shady Grove Fertility
    (Arlington, Dulles-Aldie, Fair Oaks, Fairfax, Fredericksburg, Haymarket, Leesburg, Woodbridge)
    IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Washington D.C.

  • Shady Grove Fertility
    (K Street, Sibley Hospital)
    IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

West Virginia (WV)

  • Shady Grove Fertility
    (located in Maryland, Pennsylvania, Virginia, and District of Columbia)
    IVF 100% Refund if you don't deliver a baby. More babies born through SGFC than any Center in Mid-Atlantic. Experience you can trust. Financing available.

Wisconsin (WI)

  • The Infertility Center of St. Louis
    (located in St. Louis, Missouri)
    Since infertility treatment is expensive, we also offer IVF with minimal stimulation (mini-IVF), which is a new, dramatically lower-cost option with comparable results. Call 314-576-1400.