IVF Refund Programs
IVF refund programs are offered by many IVF clinics. With an IVF refund program, the patient prepays for a certain number maximum number of IVF cycles. If the patient does not take home a baby after that number of cycles, then the patient receives most, or all, of their money back. Some examples:
- If, after the third cycle, no live birth has occurred, the majority of the fee would be refunded to the patient.
- If a live birth has occurred on the first or second cycle, the fertility clinic retains the entire fee.
Typical refund program features:
|Age limitations||Typically contains age limitations|
|Amount of fee||A patient might pay, a discounted fee, in advance, for three IVF cycles.|
|Minimum number of cycles before getting refund||Typically three to five cycles|
|Amount refunded||Typically 70% to 100% (sometimes called "money back guarantee")|
|Types of services covered||Donor egg recipients and couples requiring ICSI are typically eligible for this type of program at slightly higher fees.|
|Is financing available?||Typically the programs also offer financing (i.e., loans).|